:root {
  --green-900: #0a3d2a;
  --green-800: #158f68;
  --green-700: #1daf7f;
  --green-300: #7dd9b9;
  --green-100: #e1f8f0;
  --green-50: #f0fbf7;
  --warm-white: #fafaf8;
  --card-bg: #ffffff;
  --text-900: #111814;
  --text-600: #4a5e53;
  --text-400: #8a9e94;
  --border: #e2ede8;
  --status-green: #1daf7f;
  --status-orange: #f09040;
  --status-red: #e84535;
  --status-green-bg: #e1f8f0;
  --status-orange-bg: #fef2e8;
  --status-red-bg: #fdecea;
  --shadow-sm: 0 1px 3px rgba(0, 30, 15, 0.06), 0 1px 2px rgba(0, 30, 15, 0.04);
  --shadow-md: 0 4px 16px rgba(0, 30, 15, 0.08), 0 2px 4px rgba(0, 30, 15, 0.04);
  --shadow-lg: 0 8px 32px rgba(0, 30, 15, 0.12), 0 4px 8px rgba(0, 30, 15, 0.06);
  --content-width: 1105px;
}

*, *::before, *::after { box-sizing: border-box; }

html {
  color-scheme: light;
  scroll-behavior: smooth;
  font-family: "Plus Jakarta Sans", ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: var(--warm-white);
  color: var(--text-900);
}

body {
  min-height: 100vh;
  margin: 0;
  background:
    linear-gradient(180deg, var(--warm-white) 0%, var(--warm-white) 72%, #eefbf6 100%);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}

button, input { font: inherit; }
button { cursor: pointer; }

.topbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 20;
  height: 60px;
  padding: 0 max(32px, calc((100% - var(--content-width)) / 2));
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(250, 250, 248, 0.94);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(12px);
}

.brand {
  display: flex;
  align-items: center;
  border: 0;
  background: transparent;
  padding: 0;
}

.brand img {
  display: block;
  width: auto;
  height: 36px;
}

.shell {
  width: min(var(--content-width), calc(100% - 64px));
  margin: 0 auto;
}

.page {
  padding: 78px 0 44px;
}

.overview-page {
  max-width: var(--content-width);
  padding-bottom: 116px;
}

.overview-group-head p {
  margin: 0;
  color: var(--text-600);
  font-size: 14px;
}

.error-banner {
  margin: 0 0 22px;
  border: 1px solid #f2c7c7;
  border-radius: 8px;
  padding: 12px 14px;
  background: #fff7f7;
  color: #9b2c2c;
  font-size: 14px;
  font-weight: 700;
}

.savings-cta {
  flex: 0 0 auto;
  min-height: 41px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  border: 0;
  border-radius: 10px;
  padding: 10px 12px 10px 20px;
  background: #149568;
  color: #ffffff;
  box-shadow: 0 14px 24px rgba(20, 149, 104, .18);
  font-weight: 800;
}

.savings-dock {
  position: fixed;
  z-index: 25;
  left: 0;
  right: 0;
  bottom: 0;
  min-height: calc(64px + env(safe-area-inset-bottom));
  padding: 10px 0 calc(10px + env(safe-area-inset-bottom));
  display: flex;
  align-items: center;
  background: rgba(250, 250, 248, 0.94);
  border-top: 1px solid var(--border);
  backdrop-filter: blur(12px);
  pointer-events: none;
}

.savings-dock-inner {
  width: min(var(--content-width), calc(100% - 64px));
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
  pointer-events: auto;
}

.reset-icon {
  width: 42px;
  height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: rgba(255, 255, 255, .72);
  color: var(--text-600);
  box-shadow: var(--shadow-sm);
}

.reset-icon svg {
  width: 22px;
  height: 22px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.reset-icon:hover {
  border-color: var(--green-300);
  color: var(--green-800);
}

.savings-cta strong {
  display: inline-flex;
  align-items: center;
  min-height: 25px;
  padding: 4px 9px;
  border-radius: 8px;
  background: rgba(255, 255, 255, .16);
  font-size: 13px;
  line-height: 1;
}

.savings-dock .savings-cta {
  min-height: 42px;
  border-radius: 10px;
  padding: 10px 12px 10px 18px;
  gap: 10px;
  font-size: 15px;
  line-height: 1;
  box-shadow: 0 8px 18px rgba(20, 149, 104, .14);
}

.savings-dock .savings-cta strong {
  min-height: 26px;
  border-radius: 8px;
  padding: 5px 9px;
  font-size: 13px;
  background: rgba(255, 255, 255, .18);
}

.overview-group {
  margin-top: 0;
}

.overview-group-head {
  display: flex;
  align-items: baseline;
  gap: 14px;
  margin-bottom: 16px;
}

.overview-group-head h2 {
  margin: 0;
  color: var(--green-800);
  font-size: 24px;
  line-height: 1.1;
  font-weight: 800;
}

.overview-divider {
  height: 1px;
  margin: 28px 0;
  background: linear-gradient(90deg, transparent, var(--border), transparent);
}

.hero {
  min-height: 100vh;
  padding-top: 60px;
  display: flex;
  align-items: center;
}

.hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 450px;
  gap: 72px;
  align-items: center;
}

.eyebrow, .kicker {
  display: block;
  margin: 0 0 10px;
  color: var(--green-800);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.kicker {
  margin-bottom: 4px;
  color: var(--text-400);
  font-size: 10px;
}

.hero-copy h1,
.tool-header h1,
.dashboard-hero h1 {
  max-width: 560px;
  margin: 0;
  color: var(--text-900);
  font-size: clamp(42px, 4.8vw, 54px);
  line-height: 1.03;
  font-weight: 800;
  letter-spacing: 0;
}

.hero-copy h1 span {
  color: var(--green-700);
}

.tool-header h1,
.dashboard-hero h1 {
  font-size: clamp(30px, 4vw, 48px);
  line-height: 1.05;
}

.hero-lead,
.muted {
  color: var(--text-600);
  font-size: 15px;
  line-height: 1.7;
}

.hero-lead {
  max-width: 540px;
  margin: 22px 0 0;
  font-size: 20px;
  line-height: 1.5;
}

.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  align-items: center;
  margin-top: 28px;
}

.button {
  border: 1.5px solid var(--border);
  border-radius: 10px;
  padding: 13px 18px;
  background: var(--card-bg);
  color: var(--text-900);
  font-weight: 800;
  box-shadow: var(--shadow-sm);
}

.button-primary {
  background: var(--green-800);
  border-color: var(--green-800);
  color: #ffffff;
}

.button-secondary {
  background: var(--green-50);
  border-color: var(--green-100);
  color: var(--green-800);
}

.button-ghost {
  background: transparent;
  box-shadow: none;
}

.button-small {
  padding: 8px 19px;
  font-size: 14px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.button-small svg {
  width: 15px;
  height: 15px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
}

.button-hero {
  min-height: 52px;
  padding: 13px 27px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border-radius: 10px;
  background: #149568;
  border-color: #149568;
  box-shadow: 0 14px 24px rgba(20, 149, 104, .18);
  font-size: 16px;
}

.button-hero svg {
  width: 16px;
  height: 16px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
}

.no-signup {
  color: var(--text-400);
  font-size: 13px;
}

.full { width: 100%; }

.link-button {
  border: 0;
  background: transparent;
  color: var(--text-400);
  font-weight: 700;
  padding: 8px 0;
}

.back {
  margin-bottom: 20px;
}

.card-icon {
  width: 48px;
  height: 48px;
  flex: 0 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: var(--green-50);
  border: 1px solid var(--green-100);
  color: var(--green-700);
}

.situation-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 14px;
  --group-card-height: 172px;
}

.category-grid {
  --group-card-height: 186px;
}

.situation-card,
.category-card.compact {
  position: relative;
  height: var(--group-card-height);
  min-height: var(--group-card-height);
  padding: 20px 18px 18px;
  display: grid;
  grid-template-rows: var(--card-top-height, 42px) minmax(0, 1fr);
  align-content: start;
  gap: 10px;
  text-align: left;
  border: 1.5px solid var(--border);
  border-radius: 14px;
  background: var(--card-bg);
  box-shadow: var(--shadow-sm);
}

.situation-card.is-default {
  border-style: dashed;
}

.situation-card.is-custom {
  border-style: solid;
}

.situation-card {
  --card-top-height: 44px;
  gap: 10px;
}

.situation-card:hover {
  border-color: var(--green-300);
  box-shadow: var(--shadow-md);
}

.situation-top {
  display: flex;
  align-items: flex-end;
  justify-content: flex-start;
  height: 44px;
  min-width: 0;
}

.situation-icon,
.category-card.compact .card-icon {
  display: flex;
  align-items: flex-start;
  justify-content: flex-start;
  width: auto;
  height: 44px;
  margin: 0;
  border: 0;
  background: transparent;
  color: var(--text-600);
}

.situation-icon {
  height: 26px;
}

.category-card.compact .card-icon {
  align-items: flex-end;
}

.situation-icon svg,
.category-card.compact .card-icon svg {
  width: 26px;
  height: 26px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.75;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.situation-card em {
  position: absolute;
  top: 16px;
  right: 16px;
  z-index: 2;
  padding: 2px 6px;
  border-radius: 6px;
  background: var(--green-100);
  color: var(--green-800);
  font-size: 8px;
  line-height: 1.4;
  font-style: normal;
  font-weight: 800;
  text-transform: uppercase;
  white-space: nowrap;
}

.situation-copy,
.card-copy {
  display: flex;
  flex-direction: column;
  width: 100%;
  min-height: 0;
  height: 100%;
}

.situation-card strong,
.card-copy strong {
  display: block;
  color: var(--text-900);
  font-size: 15px;
  line-height: 1.16;
}

.card-title {
  min-height: var(--group-title-height, auto);
}

.situation-card small,
.card-copy small {
  display: block;
  margin: 0;
  color: var(--text-400);
  font-size: 12px;
  line-height: 1.32;
}

.card-subtitle {
  min-height: var(--group-subtitle-height, auto);
}

.situation-card small {
  margin-top: 2px;
}

.situation-card b,
.category-card.compact b,
.card-action {
  margin-top: 0;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  color: var(--green-800);
  font-size: 13px;
  font-weight: 700;
}

.card-action,
.situation-card b,
.category-card.compact b {
  margin-top: auto;
  padding-top: 12px;
}

.situation-card b svg,
.category-card.compact b svg {
  width: 14px;
  height: 14px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
}

.card-icon svg {
  width: 26px;
  height: 26px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.category-card small,
.total-card small,
.picture small,
.lead small {
  color: var(--text-400);
  font-size: 12px;
  font-weight: 600;
}

.category-card.compact .card-copy small {
  color: var(--text-400);
  font-size: 13px;
  font-weight: 400;
  line-height: 1.35;
  margin-top: 2px;
}

.category-card.compact .card-copy {
  min-height: 0;
}

.category-card.compact b {
  margin-top: auto;
  padding-top: 12px;
}

.trust-pill {
  width: max-content;
  max-width: 100%;
  margin: 0 0 30px;
  padding: 6px 14px;
  display: flex;
  align-items: center;
  gap: 8px;
  border: 1px solid var(--green-100);
  border-radius: 999px;
  background: var(--green-50);
  color: var(--green-800);
  font-size: 13px;
  font-weight: 600;
}

.trust-pill span {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--green-700);
}

.hero-visual {
  width: 100%;
}

.hero-metric-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 9px;
  align-items: start;
}

.hero-metric-card {
  border: 1px solid var(--border);
  border-radius: 13px;
  background: var(--card-bg);
  box-shadow: 0 10px 24px rgba(0, 30, 15, .1);
  padding: 14px;
}

.hero-savings-card {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: minmax(150px, .55fr) minmax(0, 1fr);
  gap: 18px;
  align-items: center;
}

.metric-main > strong {
  display: block;
  margin-top: 8px;
  color: var(--green-700);
  font-size: 38px;
  line-height: 1;
  font-weight: 800;
  letter-spacing: 0;
}

.metric-main > p {
  margin: 8px 0 0;
  color: var(--text-600);
  font-size: 18px;
  line-height: 1.1;
  font-weight: 700;
}

.metric-main > small {
  display: block;
  max-width: 210px;
  margin-top: 9px;
  color: var(--text-400);
  font-size: 10px;
  line-height: 1.35;
  font-weight: 600;
}

.metric-pill {
  display: inline-flex;
  align-items: center;
  min-height: 24px;
  border-radius: 999px;
  padding: 4px 9px;
  background: var(--green-50);
  color: var(--green-800);
  font-size: 11px;
  font-weight: 800;
}

.hero-metric-card > strong {
  display: block;
  margin-top: 8px;
  color: var(--green-700);
  font-size: 38px;
  line-height: 1;
  font-weight: 800;
  letter-spacing: 0;
}

.hero-metric-card > p {
  margin: 4px 0 0;
  color: var(--text-600);
  font-size: 12px;
}

.metric-split {
  display: grid;
  gap: 7px;
  margin-top: 0;
}

.metric-split span {
  position: relative;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  padding-bottom: 7px;
  color: var(--text-600);
  font-size: 11px;
}

.metric-split span::before,
.metric-split span::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 4px;
  border-radius: 999px;
}

.metric-split span::before {
  background: var(--border);
}

.metric-split span::after {
  right: auto;
  width: var(--value);
  background: var(--green-700);
}

.metric-split.has-active .metric-dimmed {
  color: rgba(76, 96, 85, .64);
}

.metric-split.has-active .metric-dimmed::after {
  opacity: .55;
}

.metric-split .metric-active {
  color: var(--green-800);
}

.metric-split .metric-active b,
.metric-split .metric-active em {
  font-weight: 900;
}

.metric-split .metric-active::after {
  background: linear-gradient(90deg, var(--green-800), var(--green-300), var(--green-800));
  background-size: 180% 100%;
  animation: savingsBarPulse 1.8s ease-in-out infinite;
}

.metric-split b,
.metric-split em {
  font-style: normal;
  font-weight: 800;
}

.metric-split .metric-total {
  color: var(--green-800);
}

.metric-split .metric-total::after {
  background: var(--green-800);
}

@keyframes savingsBarPulse {
  0%, 100% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
}

.metric-split small {
  color: var(--text-400);
  font-size: 9px;
  font-weight: 600;
}

.metric-split b small {
  margin-left: 4px;
  white-space: normal;
}

.hero-growth-card,
.hero-income-card {
  background: linear-gradient(135deg, #0b4730 0%, #149568 100%);
  color: #ffffff;
  overflow: hidden;
  padding: 0;
}

.hero-growth-card .metric-pill,
.hero-income-card .metric-pill {
  width: 100%;
  min-height: 50px;
  margin: 0 0 12px;
  padding: 12px 18px;
  border-radius: 0;
  background: rgba(255, 255, 255, .14);
  color: #ffffff;
  font-size: 15px;
  line-height: 1.15;
}

.hero-growth-card > strong,
.hero-income-card > strong {
  color: #ffffff;
  font-size: 30px;
  padding: 0 14px;
  transform: translateY(-6px);
}

.hero-growth-card > p,
.hero-income-card > p {
  color: rgba(255, 255, 255, .78);
  padding: 0 14px;
  transform: translateY(-6px);
}

.investment-range {
  display: grid;
  gap: 5px;
  margin-top: 9px;
}

.hero-growth-card .investment-range {
  margin: 9px 14px 0;
}

.investment-range span {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  color: rgba(255, 255, 255, .76);
  font-size: 10px;
  font-weight: 800;
}

.investment-range b {
  color: #ffffff;
}

.investment-range input {
  width: 100%;
  accent-color: #7edabb;
}

.hero-growth-card small,
.hero-income-card small {
  display: block;
  margin: 8px 14px 14px;
  color: rgba(255, 255, 255, .68);
  font-size: 9px;
  line-height: 1.4;
}

.hero-income-card small b {
  color: #ffffff;
  font-weight: 800;
}

.hero-income-card {
  background: linear-gradient(135deg, #149568 0%, #1daf7f 100%);
  min-height: 0;
  align-self: stretch;
  display: flex;
  flex-direction: column;
}

.hero-income-card > strong {
  margin-top: auto;
  transform: translateY(-10px);
}

.hero-income-card > p {
  margin-bottom: auto;
  transform: translateY(-10px);
}

.metric-button-stack {
  width: 100%;
  margin: 0;
  display: grid;
  grid-template-rows: repeat(2, 42px);
  border-top: 1px solid rgba(255, 255, 255, .22);
}

.metric-secondary-button,
.metric-primary-button {
  width: 100%;
  min-height: 42px;
  border: 0;
  color: #ffffff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font: inherit;
  font-size: 12px;
  line-height: 1;
  font-weight: 800;
  cursor: pointer;
}

.metric-secondary-button svg,
.metric-primary-button svg {
  width: 14px;
  height: 14px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
}

.metric-secondary-button {
  background: rgba(255, 255, 255, .12);
}

.metric-primary-button {
  border-top: 1px solid rgba(255, 255, 255, .2);
  border-radius: 0 0 13px 13px;
  background: rgba(255, 255, 255, .22);
}

.metric-secondary-button:hover {
  background: rgba(255, 255, 255, .18);
}

.metric-primary-button:hover {
  background: rgba(255, 255, 255, .28);
}

.tool-header,
.dashboard-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 260px;
  gap: 24px;
  align-items: end;
  margin-bottom: 24px;
}

.tool-header .muted,
.dashboard-hero .muted {
  margin: 12px 0 0;
  max-width: 560px;
}

.data-page {
  padding-bottom: 80px;
}

.data-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 20px;
  align-items: end;
  margin-bottom: 22px;
}

.data-head h1 {
  margin: 0 0 8px;
  font-size: 34px;
}

.data-stats {
  display: grid;
  grid-template-columns: auto auto;
  gap: 2px 12px;
  align-items: baseline;
  padding: 14px 16px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--card-bg);
  box-shadow: var(--shadow-sm);
}

.data-stats span {
  color: var(--green-800);
  font-size: 22px;
  font-weight: 800;
}

.data-stats small {
  color: var(--text-400);
  font-weight: 700;
}

.data-filters {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-bottom: 18px;
}

.data-filters label {
  display: grid;
  gap: 5px;
  color: var(--text-600);
  font-size: 11px;
  font-weight: 800;
}

.data-filters select {
  width: 100%;
  min-height: 38px;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 0 10px;
  background: var(--card-bg);
  color: var(--text-900);
  font: inherit;
}

.data-grid {
  display: grid;
  grid-template-columns: minmax(280px, .75fr) minmax(0, 1.25fr);
  gap: 14px;
}

.data-panel {
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 16px;
  background: var(--card-bg);
  box-shadow: var(--shadow-sm);
}

.data-panel h2 {
  margin: 0 0 12px;
  font-size: 18px;
}

.data-average,
.data-table article {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 4px 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
}

.data-average:last-child,
.data-table article:last-child {
  border-bottom: 0;
}

.data-average span,
.data-table span {
  font-weight: 800;
}

.data-average strong,
.data-table strong {
  color: var(--green-800);
}

.data-average small,
.data-table small {
  grid-column: 1 / -1;
  color: var(--text-400);
  font-size: 11px;
}

.data-session-list {
  display: grid;
  gap: 12px;
}

.data-session {
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px;
  background: #fff;
}

.data-session-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 12px;
  align-items: start;
  margin-bottom: 8px;
}

.data-session-head span {
  display: block;
  overflow-wrap: anywhere;
  color: var(--text-900);
  font-size: 12px;
  font-weight: 800;
}

.data-session-head small,
.data-situation {
  color: var(--text-400);
  font-size: 11px;
  font-weight: 700;
}

.data-session-categories {
  margin-bottom: 8px;
}

.data-session-categories article {
  padding: 7px 0;
}

.data-total span,
.data-total strong {
  color: var(--green-800);
}

.total-card,
.dashboard-score {
  border-radius: 20px;
  border: 1px solid var(--border);
  background: var(--card-bg);
  box-shadow: var(--shadow-md);
  padding: 20px;
}

.total-card span,
.dashboard-score span {
  display: block;
  color: var(--text-400);
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .04em;
}

.total-card strong,
.dashboard-score strong {
  display: block;
  margin: 4px 0;
  color: var(--green-800);
  font-size: 34px;
  line-height: 1;
  font-weight: 800;
}

.section-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  margin: 28px 0 14px;
}

.section-row h2 {
  margin: 0;
  color: var(--green-800);
  font-size: 22px;
}

.picture {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
  gap: 14px;
}

.picture button {
  display: flex;
  flex-direction: column;
  gap: 3px;
  min-height: 118px;
  padding: 20px 18px;
  text-align: left;
  border: 1.5px solid var(--border);
  border-radius: 16px;
  border-style: dashed;
  background: var(--card-bg);
  box-shadow: var(--shadow-sm);
}

.picture strong {
  color: var(--text-900);
  font-size: 17px;
}

.risk-low { color: var(--status-green) !important; }
.risk-medium { color: var(--status-orange) !important; }
.risk-high { color: var(--status-red) !important; }

.category-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 14px;
}

.category-card {
  min-height: 230px;
  display: grid;
  grid-template-rows: 40px 1fr 38px;
  gap: 12px;
  padding: 20px 18px;
  text-align: left;
  border: 1.5px solid var(--border);
  border-radius: 18px;
  background: var(--card-bg);
  box-shadow: var(--shadow-sm);
  transition: transform .15s, box-shadow .15s, border-color .15s;
}

.category-card.is-default {
  border-style: solid;
}

.category-card.is-custom {
  border-style: solid;
}

.category-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--green-300);
}

.category-card.is-custom.status-red { border-color: #f1aaa1; }
.category-card.is-custom.status-orange { border-color: #f6c79d; }
.category-card.is-custom.status-green { border-color: var(--green-300); }

.card-copy span {
  display: block;
  color: var(--text-600);
  font-size: 12px;
  line-height: 1.5;
}

.category-card.compact .card-copy span {
  display: none;
}

.category-card em {
  align-self: stretch;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 38px;
  border-radius: 11px;
  background: var(--green-50);
  color: var(--green-800);
  font-style: normal;
  font-weight: 800;
}

.category-card.compact em {
  display: none;
}

.status-orange em { background: var(--status-orange-bg); color: var(--status-orange); }
.status-red em { background: var(--status-red-bg); color: var(--status-red); }

.summary-strip {
  margin-top: 16px;
  display: flex;
  justify-content: flex-end;
}

.result-list {
  display: grid;
  gap: 14px;
  margin-top: 24px;
}

.result-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 18px;
  align-items: start;
  border: 1.5px solid var(--border);
  border-radius: 18px;
  background: var(--card-bg);
  box-shadow: var(--shadow-sm);
  padding: 20px;
}

.result-row.status-red { border-color: #f1aaa1; }
.result-row.status-orange { border-color: #f6c79d; }

.result-main {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.result-main h2 {
  margin: 0 0 4px;
  color: var(--text-900);
  font-size: 18px;
}

.result-main p {
  margin: 0;
  color: var(--text-600);
  font-size: 13px;
  line-height: 1.6;
}

.result-row > strong {
  color: var(--green-800);
  font-size: 26px;
  line-height: 1;
}

.lead-list {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
  gap: 10px;
}

.lead-list.spacious {
  margin: 18px 0;
}

.lead {
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 13px;
  background: var(--warm-white);
}

.lead span {
  display: block;
  color: var(--green-800);
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
}

.lead strong {
  display: block;
  margin: 3px 0;
  font-size: 14px;
}

.modal {
  position: fixed;
  inset: 0;
  z-index: 30;
  display: grid;
  place-items: center;
  padding: 24px;
  background: rgba(5, 25, 12, .5);
  backdrop-filter: blur(8px);
}

.modal-card {
  position: relative;
  width: min(520px, 100%);
  border-radius: 24px;
  background: var(--card-bg);
  box-shadow: var(--shadow-lg);
  padding: 32px;
  overflow: hidden;
}

.modal-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: var(--green-700);
}

.modal-card h2 {
  margin: 0 0 8px;
  color: var(--text-900);
  font-size: 20px;
  line-height: 1.3;
}

.modal-card .muted {
  margin: 0 0 18px;
  color: var(--text-400);
  font-size: 13px;
}

.result-modal .modal-card {
  width: min(590px, 100%);
}

.result-saving {
  margin: 8px 0 18px;
  padding: 20px;
  border: 1px solid var(--border);
  border-radius: 16px;
  background: var(--green-50);
}

.result-saving span,
.result-saving small {
  display: block;
  color: var(--text-600);
  font-size: 13px;
  font-weight: 700;
}

.result-saving strong {
  display: block;
  margin: 4px 0 2px;
  color: var(--green-800);
  font-size: 48px;
  line-height: 1;
  letter-spacing: 0;
}

.result-modal .modal-card h2 {
  font-size: 26px;
  line-height: 1.2;
}

.result-modal .modal-card .muted {
  color: var(--text-600);
  font-size: 15px;
  line-height: 1.65;
}

.result-progress {
  margin: 22px 0 12px;
  padding: 14px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: var(--warm-white);
}

.result-progress div {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 10px;
  color: var(--text-600);
  font-size: 13px;
}

.result-progress strong {
  color: var(--green-800);
}

.result-progress i {
  display: block;
  height: 7px;
  overflow: hidden;
  border-radius: 999px;
  background: #dfece7;
}

.result-progress b {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: var(--green-700);
}

.result-nudge {
  margin: 0 0 20px;
  color: var(--text-600);
  font-size: 14px;
  line-height: 1.6;
}

.icon-button {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 30px;
  height: 30px;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: rgba(255, 255, 255, .9);
  color: var(--text-400);
}

.choice-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 22px;
}

.choice {
  padding: 12px 16px;
  text-align: left;
  border: 1.5px solid var(--border);
  border-radius: 12px;
  background: var(--warm-white);
  color: var(--text-900);
  font-size: 14px;
  font-weight: 600;
  transition: background .12s, border-color .12s;
}

.choice:hover {
  border-color: var(--green-300);
  background: var(--green-50);
}

.range-wrap {
  display: grid;
  gap: 14px;
  margin-top: 22px;
}

.range-wrap output {
  text-align: center;
  color: var(--green-800);
  font-size: 38px;
  font-weight: 800;
  line-height: 1;
}

input[type="range"] {
  width: 100%;
  accent-color: var(--green-700);
}

.range-labels {
  display: flex;
  justify-content: space-between;
  color: var(--text-400);
  font-size: 11px;
}

@media (max-width: 820px) {
  .topbar {
    padding: 0 14px;
    justify-content: center;
  }
  .topbar .brand { display: none; }
  .brand img { height: 34px; }
  .topbar .button-small {
    width: min(520px, calc(100vw - 28px));
    min-height: 48px;
    padding: 11px 20px;
    font-size: 17px;
  }
  .shell { width: min(100% - 28px, var(--content-width)); }
  .hero { align-items: flex-start; padding: 96px 0 42px; }
  .hero-inner,
  .tool-header,
  .dashboard-hero,
  .data-head,
  .data-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .data-filters { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hero-copy h1 { font-size: 44px; max-width: 620px; }
  .hero-visual { max-width: 520px; }
  .tool-header { align-items: stretch; }
  .overview-group-head { align-items: flex-start; flex-direction: column; gap: 5px; }
  .situation-grid,
  .category-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .category-card { min-height: 250px; }
  .category-card.compact { min-height: var(--group-card-height); height: var(--group-card-height); }
  .result-row { grid-template-columns: 1fr; }
}

@media (max-width: 520px) {
  .page { padding-top: 76px; }
  .topbar .button { display: inline-flex; }
  .hero-copy h1 { font-size: 38px; }
  .hero-lead { font-size: 17px; }
  .hero-metric-card { padding: 16px; }
  .hero-growth-card,
  .hero-income-card { padding: 0; }
  .hero-metric-card > strong { font-size: 38px; }
  .hero-savings-card { grid-template-columns: 1fr; gap: 12px; }
  .metric-main > strong { font-size: 38px; }
  .hero-metric-grid { grid-template-columns: 1fr; }
  .hero-growth-card > strong,
  .hero-income-card > strong { font-size: 34px; }
  .picture { grid-template-columns: 1fr; }
  .section-row { align-items: flex-start; flex-direction: column; }
  .data-filters { grid-template-columns: 1fr; }
  .data-stats { justify-self: stretch; }
  .situation-grid,
  .category-grid { grid-template-columns: 1fr; }
  .category-card { min-height: 0; }
  .overview-page { padding-bottom: 104px; }
  .savings-dock {
    min-height: calc(62px + env(safe-area-inset-bottom));
    padding: 9px 0 calc(9px + env(safe-area-inset-bottom));
  }
  .savings-dock-inner { width: calc(100% - 28px); gap: 9px; }
  .reset-icon { width: 44px; height: 44px; border-radius: 10px; }
  .reset-icon svg { width: 23px; height: 23px; }
  .savings-dock .savings-cta {
    flex: 1 1 auto;
    min-height: 44px;
    border-radius: 10px;
    padding: 10px 10px 10px 14px;
    gap: 9px;
    font-size: 15px;
  }
  .savings-dock .savings-cta strong {
    min-height: 28px;
    border-radius: 8px;
    padding: 5px 8px;
    font-size: 12px;
    white-space: nowrap;
  }
  .modal { padding: 16px; }
  .modal-card { padding: 30px 22px 24px; border-radius: 22px; }
  .result-saving strong { font-size: 40px; }
  .result-modal .modal-card h2 { font-size: 22px; }
}

/* ════════════════════════════════════════════════════════════
   REDESIGN 2026 — besparenxyz brand system
   Donkere hero, brandgroen #22C55E, rijke categorie-iconen,
   hoe-het-werkt, trustbalk, CTA en donkere footer.
   ════════════════════════════════════════════════════════════ */

:root {
  --green-900: #0a3d2a;
  --green-800: #16a34a;
  --green-700: #22c55e;
  --green-300: #86efac;
  --green-100: #dcfce7;
  --green-50: #f0fdf4;
  --ink: #111111;
  --ink-card: #1d1d1d;
  --amber: #ffc107;
  --orange: #ff6b4a;
  --status-green: #22c55e;
  --status-orange: #f09040;
  --status-red: #e84535;
}

/* ── Topbar ── */
.topbar { gap: 24px; }
.topnav-links { display: flex; align-items: center; gap: 22px; }
.nav-link {
  border: 0; background: none; padding: 4px 2px;
  color: var(--text-600); font-size: 13.5px; font-weight: 600;
  text-decoration: none; cursor: pointer; transition: color .15s;
}
.nav-link:hover { color: var(--text-900); }
.header-actions { width: auto; display: flex; gap: 9px; }

.button-primary { background: var(--green-700); border-color: var(--green-700); }
.button-primary:hover { background: var(--green-800); border-color: var(--green-800); }

/* ── Hero: donker ── */
.hero {
  min-height: auto;
  padding: 132px 0 110px;
  background: var(--ink);
}
.trust-pill {
  border-color: rgba(255, 255, 255, .16);
  background: rgba(255, 255, 255, .04);
  color: rgba(255, 255, 255, .6);
  font-size: 11px; font-weight: 600;
  text-transform: uppercase; letter-spacing: .06em;
}
.trust-pill span { background: var(--green-700); }
.hero-copy h1 {
  color: #ffffff;
  text-transform: uppercase;
  letter-spacing: -.01em;
}
.hero-copy h1 span { color: var(--green-700); }
.hero-lead { color: rgba(255, 255, 255, .65); }
.no-signup { color: rgba(255, 255, 255, .45); font-size: 13px; }

/* Metric-kaarten op donker */
.hero-metric-card {
  border-color: rgba(255, 255, 255, .07);
  background: var(--ink-card);
  box-shadow: none;
}
.metric-pill {
  padding: 0; min-height: 0;
  background: transparent;
  color: rgba(255, 255, 255, .45);
  font-size: 11px; font-weight: 700;
  text-transform: uppercase; letter-spacing: .07em;
}
.metric-main > strong, .hero-metric-card > strong { color: var(--green-700); }
.metric-main > p { color: rgba(255, 255, 255, .85); }
.metric-main > small { color: rgba(255, 255, 255, .35); }
.hero-metric-card > p { color: rgba(255, 255, 255, .45); }
.metric-split span { color: rgba(255, 255, 255, .55); }
.metric-split span::before { background: rgba(255, 255, 255, .12); }
.metric-split .metric-total { color: var(--green-700); }
.metric-split .metric-total::after { background: var(--green-700); }
.metric-split .metric-active { color: var(--green-300); }
.metric-split.has-active .metric-dimmed { color: rgba(255, 255, 255, .35); }

.hero-growth-card, .hero-income-card {
  background: var(--ink-card);
  color: #ffffff;
  padding: 14px;
}
.hero-growth-card .metric-pill, .hero-income-card .metric-pill {
  width: auto; min-height: 0; margin: 0;
  padding: 0; border-radius: 0;
  background: transparent;
  color: rgba(255, 255, 255, .45);
}
.hero-growth-card > strong { color: var(--orange); }
.hero-income-card > strong { color: var(--amber); }

/* Sectiebanden: onderscheid besparen (groen) vs beleggen (amber) */
.metric-band {
  grid-column: 1 / -1;
  display: flex; align-items: center; gap: 9px;
  margin: 2px 2px 1px;
  font-size: 11px; font-weight: 800;
  text-transform: uppercase; letter-spacing: .06em;
}
.metric-band-invest { margin-top: 12px; }
.metric-band-n {
  display: inline-flex; align-items: center; justify-content: center;
  width: 20px; height: 20px; border-radius: 50%;
  font-size: 11px; font-weight: 800;
}
.metric-band-save { color: var(--green-300); }
.metric-band-save .metric-band-n { background: rgba(34,197,94,.18); color: var(--green-300); }
.metric-band-invest { color: var(--amber); }
.metric-band-invest .metric-band-n { background: rgba(245,180,40,.16); color: var(--amber); }
/* Kleuraccent op de kaarten per helft */
.hero-savings-card { border-left: 3px solid rgba(34,197,94,.55); }
.hero-growth-card, .hero-income-card { border-top: 3px solid rgba(245,180,40,.5); }

.investment-range input[type="range"] { accent-color: var(--amber); }
.metric-primary-button {
  background: var(--green-700); color: #fff; border: 0;
}
.metric-primary-button:hover { background: var(--green-800); }
.metric-secondary-button {
  background: transparent; color: #fff;
  border: 1px solid rgba(255, 255, 255, .2);
}
.metric-secondary-button:hover { background: rgba(255, 255, 255, .08); }

/* ── Categorie-strip ── */
.category-strip-wrap { position: relative; z-index: 2; margin-top: -52px; }
.category-strip {
  display: flex; gap: 4px;
  padding: 14px 10px;
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: 16px;
  box-shadow: var(--shadow-md);
  overflow-x: auto;
  scrollbar-width: thin;
}
.strip-card {
  flex: 1 0 92px;
  display: flex; flex-direction: column; align-items: center; gap: 7px;
  padding: 12px 6px 10px;
  border: 0; border-radius: 12px;
  background: none;
  color: var(--text-900);
  font-size: 12px; font-weight: 700; line-height: 1.25; text-align: center;
  cursor: pointer;
  transition: background .15s;
}
.strip-card:hover { background: var(--green-50); }
.strip-card img { width: 40px; height: 40px; }
.strip-card svg {
  width: 12px; height: 12px;
  stroke: var(--text-400); fill: none; stroke-width: 2;
  stroke-linecap: round; stroke-linejoin: round;
  transition: stroke .15s;
}
.strip-card:hover svg { stroke: var(--green-700); }

/* ── Hoe het werkt ── */
.how-it-works { padding: 84px 0 40px; text-align: center; }
.how-it-works h2 {
  margin: 0 0 48px;
  color: var(--text-900);
  font-size: 26px; font-weight: 800;
  text-transform: uppercase; letter-spacing: .02em;
}
.steps {
  display: flex; align-items: flex-start; justify-content: center; gap: 18px;
}
.step { flex: 1; max-width: 280px; text-align: left; display: flex; flex-direction: column; align-items: flex-start; }
.step-visual { position: relative; margin-bottom: 18px; }
.step-icon {
  width: 92px; height: 92px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 50%;
  background: #ffffff;
  box-shadow: var(--shadow-md);
}
.step-icon svg {
  width: 38px; height: 38px;
  stroke: var(--green-700); fill: none; stroke-width: 1.6;
  stroke-linecap: round; stroke-linejoin: round;
}
.step-number {
  position: absolute; top: -4px; left: -4px; z-index: 1;
  width: 26px; height: 26px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 50%;
  background: var(--green-700); color: #fff;
  font-size: 13px; font-weight: 800;
}
.step h3 { margin: 0 0 6px; font-size: 15px; font-weight: 800; color: var(--text-900); }
.step p { margin: 0; font-size: 13px; line-height: 1.6; color: var(--text-600); }
.step-arrow {
  display: flex; align-items: center; gap: 2px;
  margin-top: 40px;
  color: var(--green-300);
  font-weight: 800; letter-spacing: 2px;
}
.step-arrow svg {
  width: 14px; height: 14px;
  stroke: var(--green-700); fill: none; stroke-width: 2;
  stroke-linecap: round; stroke-linejoin: round;
}

/* ── Trustbalk ── */
.trust-bar-wrap { padding: 40px 0 8px; }
.trust-bar {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px;
  padding: 34px 36px;
  background: var(--ink);
  border-radius: 20px;
}
.trust-item { display: flex; gap: 13px; }
.trust-item-icon {
  flex-shrink: 0;
  width: 40px; height: 40px;
  display: flex; align-items: center; justify-content: center;
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: 10px;
}
.trust-item-icon svg {
  width: 18px; height: 18px;
  stroke: var(--green-700); fill: none; stroke-width: 1.75;
  stroke-linecap: round; stroke-linejoin: round;
}
.trust-item h3 { margin: 0 0 3px; color: #fff; font-size: 13.5px; font-weight: 700; }
.trust-item p { margin: 0; color: rgba(255, 255, 255, .5); font-size: 12px; line-height: 1.55; }

/* ── Home CTA ── */
.home-cta-wrap { padding: 40px 0 84px; }
.home-cta {
  display: flex; align-items: center; justify-content: space-between; gap: 36px;
  padding: 52px 56px;
  background: var(--green-50);
  border-radius: 24px;
}
.home-cta h2 {
  margin: 0 0 12px;
  color: var(--text-900);
  font-size: clamp(26px, 3vw, 34px); font-weight: 800; line-height: 1.15;
}
.home-cta h2 span { color: var(--green-700); }
.home-cta p { margin: 0; max-width: 440px; color: var(--text-600); font-size: 15px; line-height: 1.65; }
.home-cta .button { flex-shrink: 0; }

/* ── Footer ── */
.site-footer { margin-top: 24px; background: var(--ink); color: #fff; }
.footer-inner {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding: 56px 0 40px;
}
.footer-brand img { display: block; margin-bottom: 16px; }
.footer-brand p { margin: 0; max-width: 230px; color: rgba(255, 255, 255, .5); font-size: 13px; line-height: 1.65; }
.footer-col h3 {
  margin: 0 0 14px;
  color: rgba(255, 255, 255, .45);
  font-size: 11px; font-weight: 700;
  text-transform: uppercase; letter-spacing: .07em;
}
.footer-col button, .footer-col a {
  display: block;
  margin: 0 0 9px; padding: 0;
  border: 0; background: none;
  color: rgba(255, 255, 255, .75);
  font-size: 13.5px; font-weight: 500;
  text-align: left; text-decoration: none; cursor: pointer;
  transition: color .15s;
}
.footer-col button:hover, .footer-col a:hover { color: var(--green-700); }
.footer-note p { margin: 0; color: rgba(255, 255, 255, .5); font-size: 13px; line-height: 1.65; }
.footer-bottom {
  display: flex; justify-content: space-between; gap: 16px;
  padding: 18px 0 26px;
  border-top: 1px solid rgba(255, 255, 255, .1);
  color: rgba(255, 255, 255, .35);
  font-size: 12px;
}

/* ── Rijke iconen in tool-kaarten ── */
.card-icon-rich { background: none !important; border: 0 !important; box-shadow: none !important; }
.card-icon-rich img { display: block; }

/* ── Responsive ── */
@media (max-width: 1020px) {
  .topnav-links { display: none; }
  .steps { flex-direction: column; align-items: center; }
  .step { text-align: center; align-items: center; max-width: 360px; }
  .step-arrow { display: none; }
  .trust-bar { grid-template-columns: repeat(2, 1fr); }
  .home-cta { flex-direction: column; align-items: flex-start; padding: 36px 28px; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .hero { padding: 110px 0 84px; }
  .trust-bar { grid-template-columns: 1fr; padding: 26px 22px; }
  .footer-inner { grid-template-columns: 1fr; gap: 28px; }
  .category-strip-wrap { margin-top: -38px; }
}

/* Rijke situatie-iconen op profielkaarten */
.situation-icon-rich { background: none !important; border: 0 !important; box-shadow: none !important; }
.situation-icon-rich img { display: block; }

/* Fix: bedrag past binnen de kaart + losstaande knoppen */
.hero-growth-card > strong,
.hero-income-card > strong {
  font-size: clamp(22px, 2.2vw, 30px);
  letter-spacing: -.01em;
  overflow-wrap: anywhere;
}
.metric-button-stack {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, .1);
}
.metric-secondary-button,
.metric-primary-button {
  width: 100%;
  min-height: 40px;
  padding: 10px 16px;
  border-radius: 10px;
  font-size: 12.5px;
}
.metric-primary-button {
  border: 0;
  border-radius: 10px;
  background: var(--green-700);
}
.metric-primary-button:hover { background: var(--green-800); }
.metric-secondary-button {
  background: transparent;
  border: 1px solid rgba(255, 255, 255, .22);
}
.metric-secondary-button:hover { background: rgba(255, 255, 255, .08); }

/* Fix: geen woordafbreking in bedragen, kaarten even hoog */
.hero-metric-grid { align-items: stretch; }
.hero-growth-card > strong,
.hero-income-card > strong {
  font-size: 26px;
  white-space: nowrap;
  overflow-wrap: normal;
}
.hero-growth-card,
.hero-income-card {
  display: flex;
  flex-direction: column;
}
.hero-income-card .metric-button-stack { margin-top: auto; }
.hero-growth-card .investment-range { margin-top: auto; }

/* ── Basis beleggen sectie ── */
.invest-wrap {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 56px;
  align-items: center;
  padding: 76px 0 16px;
}
.invest-copy h2 {
  margin: 0 0 14px;
  color: var(--text-900);
  font-size: clamp(26px, 3vw, 34px);
  font-weight: 800;
  line-height: 1.15;
}
.invest-copy > p { margin: 0 0 18px; max-width: 480px; color: var(--text-600); font-size: 15px; line-height: 1.7; }
.invest-points { margin: 0 0 18px; padding: 0; list-style: none; }
.invest-points li {
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 9px;
  color: var(--text-900); font-size: 14px; font-weight: 600;
}
.invest-points li svg {
  width: 14px; height: 14px; flex-shrink: 0;
  stroke: var(--green-700); fill: none; stroke-width: 2.5;
  stroke-linecap: round; stroke-linejoin: round;
}
.invest-copy small { display: block; max-width: 470px; color: var(--text-400); font-size: 11.5px; line-height: 1.55; }
.invest-card {
  padding: 28px;
  background: var(--ink);
  border-radius: 20px;
}
.invest-card-label {
  display: block;
  margin-bottom: 18px;
  color: rgba(255, 255, 255, .45);
  font-size: 11px; font-weight: 700;
  text-transform: uppercase; letter-spacing: .07em;
}
.invest-row {
  display: flex; align-items: baseline; justify-content: space-between; gap: 12px;
  padding: 11px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .08);
}
.invest-row span { color: rgba(255, 255, 255, .6); font-size: 13px; }
.invest-row em { font-style: normal; color: rgba(255, 255, 255, .3); font-size: 11.5px; }
.invest-row strong { color: var(--green-700); font-size: 21px; font-weight: 800; white-space: nowrap; }
.invest-row-passive { border-bottom: 0; padding-top: 16px; }
.invest-row-passive strong { color: var(--amber); }
@media (max-width: 1020px) {
  .invest-wrap { grid-template-columns: 1fr; gap: 28px; padding-top: 56px; }
}

/* Fix: oude translate/padding-offsets neutraliseren in groei/inkomen-kaarten */
.hero-growth-card > strong,
.hero-income-card > strong {
  padding: 0;
  margin-top: 10px;
  transform: none;
}
.hero-growth-card > p,
.hero-income-card > p {
  padding: 0;
  margin: 4px 0 0;
  transform: none;
}
.hero-income-card > p { margin-bottom: 0; }
.hero-growth-card .investment-range { margin: 14px 0 0; }
.hero-growth-card small,
.hero-income-card small {
  margin: 10px 0 0;
  color: rgba(255, 255, 255, .4);
}

/* Geen scheidingslijn boven de knoppen in de inkomen-kaart */
.metric-button-stack { border-top: 0; padding-top: 0; }

/* ── Mobiele header: donker met logo + hamburger ── */
.brand .logo-on-dark { display: none; }
.menu-toggle { display: none; }
.mobile-menu { display: none; }

@media (max-width: 820px) {
  .topbar {
    background: var(--ink);
    border-bottom: 1px solid rgba(255, 255, 255, .08);
  }
  .topbar .brand { display: flex; }
  .brand .logo-on-light { display: none; }
  .brand .logo-on-dark { display: block; }
  .brand img { height: 30px; width: auto; }
  .topbar .header-actions { display: none; }
  .topbar .topnav-links { display: none; }

  .menu-toggle {
    display: flex; align-items: center; justify-content: center;
    width: 42px; height: 42px;
    border: 0; border-radius: 10px;
    background: transparent;
    cursor: pointer;
  }
  .menu-toggle svg {
    width: 22px; height: 22px;
    stroke: #ffffff; fill: none; stroke-width: 2;
    stroke-linecap: round;
  }
  .menu-toggle .icon-close { display: none; }
  body.menu-open .menu-toggle .icon-burger { display: none; }
  body.menu-open .menu-toggle .icon-close { display: block; }

  .mobile-menu {
    position: fixed;
    top: 60px; left: 0; right: 0;
    z-index: 30;
    flex-direction: column;
    gap: 4px;
    padding: 14px 20px 20px;
    background: var(--ink);
    border-bottom: 1px solid rgba(255, 255, 255, .08);
  }
  body.menu-open .mobile-menu { display: flex; }
  .mobile-menu-link {
    display: block;
    width: 100%;
    padding: 13px 4px;
    border: 0; border-bottom: 1px solid rgba(255, 255, 255, .07);
    background: none;
    color: rgba(255, 255, 255, .85);
    font: inherit; font-size: 15px; font-weight: 600;
    text-align: left; text-decoration: none;
    cursor: pointer;
  }
  .mobile-menu-link:active { color: var(--green-700); }
  .mobile-menu .button-primary {
    width: 100%;
    margin-top: 14px;
    justify-content: center;
    display: inline-flex;
    align-items: center;
    gap: 8px;
  }
}

/* Fix mobiel menu: pijl-icoon op maat + logo-wissel hard afdwingen */
.mobile-menu .button-primary svg {
  width: 16px;
  height: 16px;
  flex: 0 0 auto;
  stroke: currentColor;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
}
.brand .logo-on-dark { display: none !important; }
.brand .logo-on-light { display: block !important; }
@media (max-width: 820px) {
  .brand .logo-on-light { display: none !important; }
  .brand .logo-on-dark { display: block !important; }
}

/* Mobiel: logo links, hamburger rechts + oude offsets neutraliseren op klein scherm */
@media (max-width: 820px) {
  .topbar { justify-content: space-between; }
}
@media (max-width: 520px) {
  .hero-growth-card,
  .hero-income-card { padding: 14px; }
  .hero-growth-card > strong,
  .hero-income-card > strong { font-size: 26px; }
}

/* Mobiel: logo gecentreerd, hamburger rechts */
@media (max-width: 820px) {
  .topbar { position: fixed; }
  .topbar .brand {
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
  }
  .menu-toggle { margin-left: auto; }
}

/* Mobiel: categorie-strip als grid i.p.v. horizontale scroll */
@media (max-width: 820px) {
  .category-strip {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2px;
    overflow-x: visible;
    padding: 12px 8px;
  }
  .strip-card { flex: none; padding: 12px 4px 10px; }
}
@media (max-width: 420px) {
  .category-strip { grid-template-columns: repeat(2, 1fr); }
}

/* ── Hoe het werkt: altijd naast elkaar, carrousel op smal scherm ── */
.step-dots { display: none; justify-content: center; gap: 8px; margin-top: 22px; }
.step-dot {
  width: 8px; height: 8px;
  padding: 0; border: 0; border-radius: 999px;
  background: var(--border);
  cursor: pointer;
  transition: background .25s, width .25s;
}
.step-dot.on { width: 24px; background: var(--green-700); }

/* Tablet: kleiner schalen i.p.v. stapelen (override van eerdere stack-regel) */
@media (max-width: 1020px) {
  .steps { flex-direction: row; align-items: flex-start; gap: 14px; }
  .step { text-align: left; align-items: flex-start; max-width: none; }
  .step-icon { width: 68px; height: 68px; }
  .step-icon svg { width: 28px; height: 28px; }
  .step h3 { font-size: 14px; }
  .step p { font-size: 12.5px; }
}

/* Smal scherm: één fase tegelijk */
@media (max-width: 680px) {
  .steps { display: block; min-height: 240px; }
  .step {
    display: none;
    margin: 0 auto;
    max-width: 340px;
    text-align: center;
    align-items: center;
  }
  .step.is-active { display: flex; animation: stepIn .45s ease; }
  .step-arrow { display: none; }
  .step-icon { width: 84px; height: 84px; }
  .step-icon svg { width: 34px; height: 34px; }
  .step h3 { font-size: 16px; }
  .step p { font-size: 13.5px; }
  .step-dots { display: flex; }
}

@keyframes stepIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: none; }
}

/* ── Hoe het werkt mobiel v2: alle iconen zichtbaar, tekst van actieve stap eronder ── */
@media (max-width: 680px) {
  .steps {
    display: flex;
    flex-direction: row;
    justify-content: center;
    align-items: flex-start;
    gap: 8px;
    position: relative;
    min-height: 0;
    padding-bottom: 150px;
  }
  .step {
    display: flex;
    flex-direction: column;
    align-items: center;
    margin: 0;
    max-width: none;
    cursor: pointer;
    animation: none;
  }
  .step.is-active { display: flex; animation: none; }
  .step-visual { margin-bottom: 0; transition: opacity .3s ease, transform .3s ease; }
  .step:not(.is-active) .step-visual { opacity: .4; transform: scale(.85); }
  .step-icon { width: 62px; height: 62px; }
  .step-icon svg { width: 26px; height: 26px; }
  .step.is-active .step-icon { box-shadow: var(--shadow-md), 0 0 0 3px var(--green-100); }
  .step-number { width: 22px; height: 22px; font-size: 11px; top: -3px; left: -3px; }
  .step:not(.is-active) .step-number { background: var(--text-400); }
  .step-arrow { display: flex; margin-top: 24px; font-size: 9px; letter-spacing: 1.5px; }
  .step-arrow svg { width: 11px; height: 11px; }
  .step h3, .step p { display: none; }
  .step.is-active h3 {
    display: block;
    position: absolute;
    left: 12px; right: 12px; top: 94px;
    text-align: center;
    font-size: 16px;
    animation: stepIn .4s ease;
  }
  .step.is-active p {
    display: block;
    position: absolute;
    left: 12px; right: 12px; top: 124px;
    text-align: center;
    font-size: 13.5px;
    animation: stepIn .4s ease;
  }
  .step-dots { display: none; }
}

/* ── Hero metrics mobiel: 3 compacte blokken naast elkaar ── */
@media (max-width: 680px) {
  .hero-metric-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
  }
  .hero-savings-card {
    grid-column: auto;
    grid-template-columns: 1fr;
    gap: 0;
    align-items: start;
  }
  .hero-metric-card { padding: 12px 10px; }
  /* detailelementen verbergen in compacte modus */
  .metric-split,
  .metric-main > small,
  .hero-growth-card .investment-range,
  .hero-growth-card small,
  .hero-income-card small,
  .hero-income-card .metric-button-stack { display: none; }

  .metric-pill { font-size: 9px; letter-spacing: .05em; }
  .metric-main > strong,
  .hero-metric-card > strong,
  .hero-growth-card > strong,
  .hero-income-card > strong {
    font-size: 18px;
    letter-spacing: -.01em;
    margin-top: 6px;
    white-space: nowrap;
  }
  .metric-main > p { font-size: 11px; margin-top: 3px; font-weight: 600; }
  .hero-metric-card > p,
  .hero-growth-card > p,
  .hero-income-card > p { font-size: 10px; margin-top: 3px; line-height: 1.35; }
}

/* Mobiel: blok 1 exact gelijk aan blok 2 en 3 */
@media (max-width: 680px) {
  .metric-main { display: block; }
  .metric-main > strong {
    margin-top: 6px;
    font-size: 18px;
    letter-spacing: -.01em;
    white-space: nowrap;
  }
  .metric-main > p {
    margin-top: 3px;
    color: rgba(255, 255, 255, .45);
    font-size: 10px;
    font-weight: 400;
    line-height: 1.35;
  }
}

/* Footer aan de onderkant verankeren — geen body-gradient meer onder de footer */
body { display: flex; flex-direction: column; }
#app { flex: 1 0 auto; }
.site-footer { flex-shrink: 0; margin-top: 0; }

/* ── Checkbox-vraag (multi) ── */
.multi-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 22px;
}
.multi-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 13px 16px;
  border: 1.5px solid var(--border);
  border-radius: 12px;
  background: var(--warm-white);
  cursor: pointer;
  transition: background .12s, border-color .12s;
  -webkit-tap-highlight-color: transparent;
}
.multi-item:hover { border-color: var(--green-300); background: var(--green-50); }
.multi-item input { position: absolute; opacity: 0; width: 0; height: 0; }
.multi-box {
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  border: 1.5px solid var(--border);
  border-radius: 7px;
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .12s, border-color .12s;
}
.multi-box svg {
  width: 15px; height: 15px;
  stroke: #fff; fill: none; stroke-width: 3;
  stroke-linecap: round; stroke-linejoin: round;
  opacity: 0;
  transition: opacity .1s;
}
.multi-item input:checked ~ .multi-box {
  background: var(--green-700);
  border-color: var(--green-700);
}
.multi-item input:checked ~ .multi-box svg { opacity: 1; }
.multi-item input:checked ~ .multi-label { color: var(--text-900); }
.multi-item input:focus-visible ~ .multi-box { box-shadow: 0 0 0 3px rgba(34,197,94,.25); }
.multi-label { font-size: 14px; font-weight: 600; color: var(--text-600); }
.multi-list + .button { margin-top: 16px; }

/* Fix: pijl-icoon op maat in de modal "Volgende"-knoppen */
.range-wrap .button,
.multi-list + .button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.range-wrap .button svg,
.multi-list + .button svg {
  width: 16px;
  height: 16px;
  flex: 0 0 auto;
  stroke: currentColor;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* Resultaat-modal: gestapelde knoppen (primair + secundair) */
.result-actions { display: flex; flex-direction: column; gap: 10px; margin-top: 4px; }
.result-actions .button { justify-content: center; }

/* Vraagwissel: antwoorden faden kort in — matcht de klik-bescherming */
.modal-card .choice-list,
.modal-card .multi-list,
.modal-card .range-wrap {
  animation: answersIn .3s ease;
}
@keyframes answersIn {
  from { opacity: 0; transform: translateY(6px); }
  to   { opacity: 1; transform: none; }
}

/* ════════════ Beleggen-pagina ════════════ */
.invest-page { max-width: 860px; }
.invest-head h1 {
  margin: 4px 0 12px;
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 800;
  line-height: 1.1;
  color: var(--text-900);
}
.invest-lead { max-width: 620px; font-size: 16px; }
.invest-block { margin-top: 48px; }
.invest-block h2 { margin: 0 0 10px; font-size: 21px; font-weight: 800; color: var(--text-900); }
.invest-block > .muted { max-width: 640px; margin-bottom: 20px; }
.invest-note { display: block; margin-top: 12px; color: var(--text-400); font-size: 11.5px; line-height: 1.5; max-width: 560px; }

/* Bandbreedte-grafiek */
.range-chart { max-width: 680px; }
.range-axis { position: relative; display: flex; justify-content: space-between; margin: 0 0 6px 108px; font-size: 10.5px; color: var(--text-400); padding-right: 148px; }
.range-zero-label { position: absolute; transform: translateX(-50%); }
.range-row { display: grid; grid-template-columns: 96px 1fr 140px; align-items: center; gap: 12px; margin-bottom: 10px; }
.range-label { font-size: 13px; font-weight: 700; color: var(--text-900); text-align: right; }
.range-track { position: relative; height: 18px; background: var(--green-50); border-radius: 9px; }
.range-zero { position: absolute; top: -3px; bottom: -3px; width: 1.5px; background: var(--text-400); opacity: .5; }
.range-bar { position: absolute; top: 3px; bottom: 3px; background: var(--green-700); border-radius: 6px; overflow: hidden; display: flex; }
.range-neg { display: block; height: 100%; background: var(--status-orange); }
.range-note { font-size: 12px; color: var(--text-600); }
.range-row:nth-last-child(-n+2) .range-note { color: var(--green-800); font-weight: 700; }

/* ETF-kaartjes */
.invest-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.invest-mini { background: #fff; border: 1.5px solid var(--border); border-radius: 14px; padding: 18px; }
.invest-mini h3 { margin: 0 0 6px; font-size: 15px; font-weight: 800; color: var(--text-900); }
.invest-mini p { margin: 0; font-size: 13px; line-height: 1.6; color: var(--text-600); }

/* DCA-blok */
.invest-dca { display: grid; grid-template-columns: 1.1fr .9fr; gap: 36px; align-items: center; }
.dca-visual { background: #fff; border: 1.5px solid var(--border); border-radius: 16px; padding: 16px; }
.dca-visual svg { width: 100%; height: auto; display: block; }

/* Rekentabel op de pagina (licht i.p.v. donker mag ook donker blijven) */
.invest-card-page { max-width: 560px; }

/* Stappen + CTA */
.invest-steps { margin: 0 0 22px; padding-left: 20px; max-width: 620px; }
.invest-steps li { margin-bottom: 10px; font-size: 14.5px; line-height: 1.6; color: var(--text-600); }
.invest-steps li strong { color: var(--text-900); }
.invest-cta { display: flex; gap: 10px; flex-wrap: wrap; }
.invest-cta .button { display: inline-flex; align-items: center; gap: 8px; }
.invest-cta .button svg { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2; stroke-linecap: round; }
.invest-disclaimer { display: block; margin-top: 44px; padding-top: 18px; border-top: 1px solid var(--border); color: var(--text-400); font-size: 11.5px; line-height: 1.6; }

/* Home-sectie doorklik */
.invest-more { margin-top: 16px; display: inline-flex; align-items: center; gap: 8px; }
.invest-more svg { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2; stroke-linecap: round; }

@media (max-width: 820px) {
  .invest-cards { grid-template-columns: 1fr; }
  .invest-dca { grid-template-columns: 1fr; gap: 20px; }
  .range-row { grid-template-columns: 70px 1fr; }
  .range-note { grid-column: 2; margin-top: -4px; margin-bottom: 4px; }
  .range-axis { margin-left: 82px; padding-right: 0; }
}

/* ── Eerste scherm = hero + categorie-strip, fold valt er precies onder ── */
@media (min-width: 821px) {
  .hero {
    /* 100svh − topbar (60) − zichtbaar deel strip (±110) + overlap (52) */
    min-height: calc(100vh - 118px);
    min-height: calc(100svh - 118px);
    display: flex;
    align-items: center;
    padding: 100px 0 96px;
  }
  /* iets meer adem boven Hoe het werkt zodat hij nooit tegen de strip plakt */
  .how-it-works { padding-top: 96px; }
}

/* Mobiel menu: secundaire beleggen-knop op donker */
.mobile-menu .button-secondary {
  width: 100%;
  margin-top: 8px;
  justify-content: center;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  border-color: rgba(255, 255, 255, .25);
  color: #fff;
}
.mobile-menu .button-secondary svg { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2; stroke-linecap: round; }

/* ════════════ Beleggen-pagina v2: story-blokken ════════════ */
.iv { padding-top: 60px; }
.iv .shell { margin-bottom: 22px; }

.iv-hero { background: var(--ink); padding: 72px 0 64px; margin-bottom: 34px; }
.iv-hero .shell { margin-bottom: 0; }
.iv-eyebrow { color: var(--green-700); }
.iv-hero h1 { margin: 6px 0 14px; color: #fff; font-size: clamp(30px, 4.4vw, 46px); font-weight: 800; line-height: 1.08; }
.iv-lead { max-width: 640px; color: rgba(255,255,255,.65); font-size: 16px; line-height: 1.65; }

.iv-card {
  background: #fff;
  border: 1.5px solid var(--border);
  border-radius: 22px;
  padding: 40px 44px;
}
.iv-card h2 { margin: 10px 0 8px; font-size: clamp(20px, 2.6vw, 27px); font-weight: 800; color: var(--text-900); line-height: 1.2; }
.iv-card > .muted { max-width: 620px; margin-bottom: 22px; }
.iv-chip {
  display: inline-block;
  padding: 5px 13px;
  border-radius: 999px;
  background: var(--green-50);
  color: var(--green-800);
  font-size: 11.5px; font-weight: 800;
  text-transform: uppercase; letter-spacing: .05em;
}
.iv-dark-card { background: var(--ink); border-color: var(--ink); }
.iv-dark-card h2 { color: #fff; }
.iv-chip-dark { background: rgba(255,255,255,.1); color: var(--green-700); }
.iv-small { display: block; margin-top: 16px; color: var(--text-400); font-size: 11.5px; line-height: 1.5; max-width: 560px; }
.iv-good { color: var(--green-800); }
.iv-dark-card .iv-good { color: var(--green-700); }
.iv-amber { color: var(--amber); }

/* Quiz */
.iv-quiz { display: flex; gap: 10px; flex-wrap: wrap; }
.iv-quiz-opt {
  flex: 1; min-width: 140px;
  padding: 16px;
  border: 1.5px solid var(--border);
  border-radius: 14px;
  background: var(--warm-white);
  font: inherit; font-size: 17px; font-weight: 800; color: var(--text-900);
  cursor: pointer;
  transition: border-color .15s, background .15s, opacity .15s;
}
.iv-quiz-opt:hover:not(:disabled) { border-color: var(--green-300); background: var(--green-50); }
.iv-quiz-opt:disabled { cursor: default; opacity: .55; }
.iv-quiz-opt.iv-correct { opacity: 1; border-color: var(--green-700); background: var(--green-50); color: var(--green-800); }
.iv-quiz-opt.iv-wrong { opacity: 1; border-color: var(--status-orange); background: #fff4ec; color: #9a3412; }
.iv-quiz-result { margin-top: 18px; padding: 16px 18px; border-radius: 14px; background: var(--green-50); animation: answersIn .3s ease; }
.iv-quiz-result strong { display: block; margin-bottom: 4px; color: var(--green-800); font-size: 15px; }
.iv-quiz-result p { margin: 0; font-size: 13.5px; line-height: 1.65; color: var(--text-600); }

/* Periode-tabs + bandbreedte */
.iv-tabs { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 22px; }
.iv-tab {
  padding: 9px 16px;
  border: 0; border-radius: 999px;
  background: var(--green-50);
  font: inherit; font-size: 13px; font-weight: 700; color: var(--text-600);
  cursor: pointer;
  transition: background .15s, color .15s;
}
.iv-tab:hover { background: var(--green-100); }
.iv-tab.on { background: var(--green-700); color: #fff; }
.iv-range { max-width: 680px; }
.iv-scale { position: relative; display: flex; justify-content: space-between; font-size: 10.5px; color: var(--text-400); margin-bottom: 6px; }
.iv-scale-zero { position: absolute; transform: translateX(-50%); }
.iv-track { position: relative; height: 30px; background: var(--green-50); border-radius: 15px; }
.iv-zeroline { position: absolute; top: -4px; bottom: -4px; width: 1.5px; background: var(--text-400); opacity: .5; }
.iv-bar {
  position: absolute; top: 5px; bottom: 5px;
  background: var(--green-700); border-radius: 11px;
  display: flex; overflow: hidden;
  transition: left .5s cubic-bezier(.4, 0, .2, 1), width .5s cubic-bezier(.4, 0, .2, 1);
}
.iv-neg { display: block; height: 100%; background: var(--status-orange); transition: width .5s cubic-bezier(.4, 0, .2, 1); }
.iv-minmax { margin: 10px 0 2px; font-size: 14px; font-weight: 700; color: var(--text-900); }
.iv-note { margin: 0; font-size: 13.5px; line-height: 1.6; color: var(--text-600); max-width: 560px; }

/* ETF-tegels */
.iv-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 18px; }
.iv-tile { background: var(--warm-white); border: 1.5px solid var(--border); border-radius: 16px; padding: 20px; }
.iv-tile-icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 38px; height: 38px; border-radius: 10px;
  background: var(--green-50); margin-bottom: 12px;
}
.iv-tile-icon svg { width: 19px; height: 19px; stroke: var(--green-700); fill: none; stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
.iv-tile h3 { margin: 0 0 6px; font-size: 15px; font-weight: 800; color: var(--text-900); }
.iv-tile p { margin: 0; font-size: 13px; line-height: 1.6; color: var(--text-600); }

/* DCA toggle + chart */
.iv-toggle { display: flex; gap: 8px; margin: 16px 0 20px; flex-wrap: wrap; }
.iv-toggle-btn {
  padding: 10px 18px;
  border: 1.5px solid rgba(255,255,255,.2); border-radius: 999px;
  background: transparent;
  font: inherit; font-size: 13.5px; font-weight: 700; color: rgba(255,255,255,.7);
  cursor: pointer;
  transition: background .15s, color .15s, border-color .15s;
}
.iv-toggle-btn:hover { border-color: rgba(255,255,255,.4); }
.iv-toggle-btn.on { background: var(--green-700); border-color: var(--green-700); color: #fff; }
.iv-dca-chart { background: rgba(255,255,255,.05); border-radius: 16px; padding: 14px; max-width: 640px; }
.iv-dca-chart svg { width: 100%; height: auto; display: block; }
.iv-dca-note { margin: 16px 0 0; max-width: 620px; font-size: 14px; line-height: 1.65; color: rgba(255,255,255,.7); }

/* Rekenblok */
.iv-calc { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; margin-top: 20px; }
.iv-calc-row { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px; }
.iv-calc-row label { font-size: 13.5px; font-weight: 700; color: rgba(255,255,255,.7); }
.iv-calc-row strong { font-size: 26px; font-weight: 800; color: var(--green-700); }
.iv-calc-ends { margin-top: 6px; }
.iv-calc-ends span { font-size: 11px; color: rgba(255,255,255,.4); }
.iv-calc input[type=range] {
  width: 100%; height: 6px; appearance: none; -webkit-appearance: none;
  border-radius: 999px; outline: none; cursor: pointer;
  background: linear-gradient(to right, #22C55E 30%, rgba(255,255,255,.15) 30%);
}
.iv-calc input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%;
  background: #fff; border: 3px solid var(--green-700); cursor: pointer;
}
.iv-years { display: flex; gap: 8px; margin-top: 18px; }
.iv-year {
  padding: 9px 16px; border: 1.5px solid rgba(255,255,255,.2); border-radius: 10px;
  background: transparent; font: inherit; font-size: 13px; font-weight: 700; color: rgba(255,255,255,.7);
  cursor: pointer; transition: background .15s, color .15s, border-color .15s;
}
.iv-year.on { background: var(--green-700); border-color: var(--green-700); color: #fff; }
.iv-calc-out { background: rgba(255,255,255,.05); border-radius: 18px; padding: 26px; }
.iv-out-label { font-size: 12px; color: rgba(255,255,255,.5); text-transform: uppercase; letter-spacing: .06em; font-weight: 700; }
.iv-out-label b { color: rgba(255,255,255,.85); }
.iv-out-total { display: block; margin: 8px 0 16px; font-size: clamp(30px, 3.4vw, 42px); font-weight: 800; color: var(--green-700); }
.iv-out-rows div { display: flex; justify-content: space-between; gap: 12px; padding: 8px 0; border-top: 1px solid rgba(255,255,255,.08); font-size: 13px; }
.iv-out-rows span { color: rgba(255,255,255,.55); }
.iv-out-rows b { color: #fff; font-weight: 700; }

/* Stappen + CTA + disclaimer */
.iv-steps { margin: 16px 0 24px; padding-left: 20px; max-width: 640px; }
.iv-steps li { margin-bottom: 10px; font-size: 14.5px; line-height: 1.65; color: var(--text-600); }
.iv-steps li b { color: var(--text-900); }
.iv-cta { display: flex; gap: 10px; flex-wrap: wrap; }
.iv-cta .button { display: inline-flex; align-items: center; gap: 8px; }
.iv-cta .button svg { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2; stroke-linecap: round; }
.iv-disclaimer { display: block; margin: 26px 0 40px; color: var(--text-400); font-size: 11.5px; line-height: 1.6; }

@media (max-width: 820px) {
  .iv-card { padding: 26px 20px; border-radius: 18px; }
  .iv-grid { grid-template-columns: 1fr; }
  .iv-calc { grid-template-columns: 1fr; gap: 24px; }
  .iv-quiz-opt { min-width: 100%; }
}

/* ETF-kiezer + groeigrafiek */
.iv-etfs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 22px; }
.iv-etf {
  display: flex; flex-direction: column; gap: 3px;
  padding: 14px;
  border: 1.5px solid var(--border); border-radius: 14px;
  background: var(--warm-white);
  font: inherit; text-align: left; cursor: pointer;
  transition: border-color .15s, background .15s, transform .15s;
}
.iv-etf:hover { border-color: var(--green-300); background: var(--green-50); }
.iv-etf.on { border-color: var(--green-700); background: var(--green-50); box-shadow: 0 0 0 1px var(--green-700); }
.iv-etf strong { font-size: 15px; font-weight: 800; color: var(--green-800); }
.iv-etf-name { font-size: 11.5px; font-weight: 700; color: var(--text-900); line-height: 1.3; }
.iv-etf-focus { font-size: 11px; color: var(--text-600); line-height: 1.35; }
.iv-etf-meta { margin-top: 4px; font-size: 10.5px; color: var(--text-400); }
.iv-chartwrap { background: var(--warm-white); border: 1.5px solid var(--border); border-radius: 16px; padding: 18px 18px 10px; }
.iv-chart-head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; flex-wrap: wrap; margin-bottom: 6px; }
.iv-chart-head span { font-size: 13px; font-weight: 700; color: var(--text-600); }
.iv-chart-head strong { font-size: 22px; font-weight: 800; }
.iv-chart { width: 100%; height: auto; display: block; }
.iv-chart-note { margin: 8px 0 6px; font-size: 12.5px; color: var(--text-600); }
.iv-calc-foot { margin: 14px 0 0; font-size: 11.5px; color: rgba(255,255,255,.45); }

@media (max-width: 820px) {
  .iv-etfs { grid-template-columns: 1fr 1fr; }
  .iv-etfs .iv-etf:last-child { grid-column: 1 / -1; }
}

/* DCA: grafiek links, scenario-resultaten rechts */
.iv-dca-split { display: grid; grid-template-columns: 1.05fr .95fr; gap: 24px; align-items: stretch; }
.iv-dca-result {
  background: rgba(255,255,255,.05);
  border-radius: 16px;
  padding: 20px 22px;
  display: flex; flex-direction: column; justify-content: center;
}
.iv-vs { padding: 10px 12px; border-radius: 12px; opacity: .55; transition: opacity .2s, background .2s; }
.iv-vs.on { opacity: 1; background: rgba(255,255,255,.06); }
.iv-vs-head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 7px; }
.iv-vs-head span { font-size: 12.5px; font-weight: 700; color: rgba(255,255,255,.75); }
.iv-vs-head strong { font-size: 20px; font-weight: 800; white-space: nowrap; }
.iv-vs-track { height: 8px; border-radius: 999px; background: rgba(255,255,255,.1); overflow: hidden; }
.iv-vs-bar { display: block; height: 100%; border-radius: 999px; transition: width .5s cubic-bezier(.4,0,.2,1); }
.iv-vs-green { background: var(--green-700); }
.iv-vs-orange { background: var(--status-orange); }
.iv-vs-diff { margin: 14px 4px 0; font-size: 12.5px; line-height: 1.6; color: rgba(255,255,255,.6); }
.iv-vs-diff b { font-size: 14px; }
.iv-dca-intro { margin: 4px 0 0; max-width: 620px; font-size: 14px; line-height: 1.6; color: rgba(255,255,255,.65); }

@media (max-width: 820px) {
  .iv-dca-split { grid-template-columns: 1fr; }
}

/* Hero-uitleg beleggen */
.iv-explain { max-width: 660px; display: grid; gap: 14px; margin-top: 18px; }
.iv-explain p { margin: 0; font-size: 15px; line-height: 1.7; color: rgba(255,255,255,.65); }
.iv-explain b { display: block; margin-bottom: 2px; color: #fff; font-size: 15.5px; }

/* Hero-stepper: uitleg stap voor stap */
.iv-hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; }
.iv-intro-card {
  background: #1d1d1d;
  border: 1px solid rgba(255,255,255,.07);
  border-radius: 20px;
  padding: 28px;
  min-height: 250px;
  display: flex;
  flex-direction: column;
}
.iv-intro-panel { flex: 1; animation: answersIn .3s ease; }
.iv-intro-icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 42px; height: 42px; border-radius: 12px;
  background: rgba(34,197,94,.12);
  margin-bottom: 14px;
}
.iv-intro-icon svg { width: 21px; height: 21px; stroke: var(--green-700); fill: none; stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
.iv-intro-panel h3 { margin: 0 0 8px; color: #fff; font-size: 19px; font-weight: 800; }
.iv-intro-panel p { margin: 0; color: rgba(255,255,255,.65); font-size: 14.5px; line-height: 1.7; }
.iv-intro-foot { display: flex; justify-content: space-between; align-items: center; gap: 14px; margin-top: 22px; }
.iv-intro-dots { display: flex; gap: 7px; }
.iv-intro-dot {
  width: 8px; height: 8px;
  padding: 0; border: 0; border-radius: 999px;
  background: rgba(255,255,255,.2);
  cursor: pointer;
  transition: background .25s, width .25s;
}
.iv-intro-dot.on { width: 22px; background: var(--green-700); }
.iv-intro-next {
  padding: 11px 20px;
  border: 0; border-radius: 10px;
  background: var(--green-700);
  font: inherit; font-size: 13.5px; font-weight: 800; color: #fff;
  cursor: pointer;
  transition: background .15s;
  white-space: nowrap;
}
.iv-intro-next:hover { background: var(--green-800); }

@media (max-width: 900px) {
  .iv-hero-grid { grid-template-columns: 1fr; gap: 26px; }
  .iv-intro-card { min-height: 0; }
}

/* Herbeleggend-uitleg */
.iv-accnote {
  display: flex; gap: 14px; align-items: flex-start;
  background: var(--green-50);
  border-radius: 14px;
  padding: 16px 18px;
  margin-bottom: 18px;
}
.iv-accnote-icon {
  flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  width: 34px; height: 34px; border-radius: 10px;
  background: #fff;
}
.iv-accnote-icon svg { width: 17px; height: 17px; stroke: var(--green-700); fill: none; stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
.iv-accnote p { margin: 0; font-size: 13px; line-height: 1.65; color: var(--text-600); }
.iv-accnote b { color: var(--green-800); }

/* Hero-basis: drie zichtbare kaarten */
.iv-basics { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.iv-basics-wrap { margin-top: 14px; }
.iv-basic {
  position: relative;
  background: #fff;
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 18px;
  padding: 24px 22px;
  display: flex; flex-direction: column;
  box-shadow: 0 10px 28px rgba(24,24,27,.07);
}
.iv-basic-n {
  position: absolute; top: 16px; right: 18px;
  width: 24px; height: 24px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 50%;
  background: rgba(34,197,94,.14);
  color: var(--green-800, #15803d);
  font-size: 12px; font-weight: 800;
}
.iv-basic .iv-intro-icon { margin-bottom: 12px; }
.iv-basic h3 { margin: 0 0 6px; color: var(--ink, #18181B); font-size: 16px; font-weight: 800; }
.iv-basic p { margin: 0; color: #5B6B63; font-size: 13.5px; line-height: 1.65; }
.iv-basic-cta {
  align-self: flex-start;
  margin-top: 14px;
  padding: 9px 16px;
  border: 0; border-radius: 10px;
  background: var(--green-700);
  font: inherit; font-size: 12.5px; font-weight: 800; color: #fff;
  cursor: pointer;
  transition: background .15s;
}
.iv-basic-cta:hover { background: var(--green-800); }

@media (max-width: 900px) {
  .iv-basics { grid-template-columns: 1fr; }
}

/* Hero-basis: kaarten stap voor stap tonen */
.iv-basic-locked { display: none; }
.iv-basic { animation: ivBasicIn .3s ease both; }
@keyframes ivBasicIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

/* Groeigrafiek: horizon-tabs + leeftijdsnotitie */
.iv-chart-tabs { margin: 10px 0 4px; }
.iv-horizon-note { margin: 4px 0 0; font-size: 12.5px; color: var(--green-700); font-weight: 600; }

/* ── Categorie-analyse (resultaatmodal + dashboard) ── */
.ana { margin: 4px 0 16px; }
.ana-compare { margin-bottom: 14px; padding: 14px; border: 1px solid var(--border); border-radius: 12px; }
.ana-bar { display: grid; grid-template-columns: 92px 1fr auto; align-items: center; gap: 10px; }
.ana-bar + .ana-bar { margin-top: 8px; }
.ana-bar span { font-size: 12px; font-weight: 700; color: var(--text-600); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.ana-bar i { display: block; height: 10px; border-radius: 999px; background: var(--green-700); min-width: 10px; }
.ana-bar i.is-over { background: var(--orange, #FF6B4A); }
.ana-bar.ana-avg i { background: #d5ded9; }
.ana-bar b { font-size: 12.5px; font-weight: 800; color: var(--text-900, #18181B); white-space: nowrap; }
.ana-compare > small { display: block; margin-top: 10px; font-size: 12px; font-weight: 700; color: var(--text-600); }
.ana-compare > small.is-over { color: #c2410c; }
.ana-compare > small.is-under { color: var(--green-800); }

.ana-findings { display: flex; flex-direction: column; }
.ana-row { display: flex; align-items: center; gap: 10px; padding: 9px 2px; border-bottom: 1px solid rgba(0,0,0,.05); }
.ana-row:last-child { border-bottom: 0; }
.ana-dot { flex: none; width: 9px; height: 9px; border-radius: 50%; background: #cfd8d2; }
.ana-row.is-ok .ana-dot { background: var(--green-700); }
.ana-row.is-kans .ana-dot { background: var(--amber, #FFC107); }
.ana-copy { flex: 1; min-width: 0; display: flex; align-items: baseline; gap: 8px; }
.ana-copy b { font-size: 13.5px; font-weight: 800; color: var(--text-900, #18181B); white-space: nowrap; }
.ana-copy em { font-style: normal; font-size: 13px; color: var(--text-600); overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.ana-amount { flex: none; font-size: 13px; font-weight: 800; color: var(--green-800); }
.ana-row.is-kans .ana-amount { color: #b45309; }
.ana-amount svg { width: 15px; height: 15px; stroke: var(--green-700); fill: none; stroke-width: 2.5; stroke-linecap: round; stroke-linejoin: round; }

.ana-steps { margin-top: 12px; padding: 13px 14px; border-radius: 12px; background: var(--green-50); }
.ana-steps-head { display: block; margin-bottom: 8px; font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: .06em; color: var(--green-800); }
.ana-step { display: flex; align-items: flex-start; gap: 9px; }
.ana-step + .ana-step { margin-top: 7px; }
.ana-step span { flex: none; width: 18px; height: 18px; display: flex; align-items: center; justify-content: center; border-radius: 50%; background: rgba(34,197,94,.18); color: var(--green-800); font-size: 11px; font-weight: 800; }
.ana-step p { margin: 0; font-size: 13px; line-height: 1.45; color: var(--text-700, #3a463f); }

/* Dashboard: analyse-chips en stappen per rij */
.ana-chips { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 4px; }
.ana-chip { display: inline-flex; align-items: center; padding: 3px 9px; border-radius: 999px; font-size: 11.5px; font-weight: 700; background: #f0f3f1; color: var(--text-600); }
.ana-chip.is-ok { background: var(--green-50); color: var(--green-800); }
.ana-chip.is-kans { background: #fff4dc; color: #b45309; }
.ana-row-steps { grid-column: 1 / -1; display: flex; flex-direction: column; gap: 5px; margin-top: 2px; }
.ana-row-steps span { display: inline-flex; align-items: center; gap: 7px; font-size: 12.5px; color: var(--text-600); }
.ana-row-steps svg { width: 13px; height: 13px; stroke: var(--green-700); fill: none; stroke-width: 2.5; stroke-linecap: round; flex: none; }